Discover how CDs work, offering secure savings with fixed interest rates. Learn about terms, early withdrawal penalties, and how they compare to other accounts.

CD rates are still competitive despite recent drops, but where they head in 2026 will depend on numerous factors.

Certificates of deposit or CDs, on the other hand, can be useful for saving and earning interest on money that you won’t need in the near-term. Like other types of deposit accounts, CDs offer both ...

Certificate of deposit accounts offer guaranteed returns up to $2,050 on $50,000 deposits in 2026, providing stability as ...

Certificates of deposits, which gained popularity in the U.S. in the 1960s, are among the safest and most profitable ways to save money. With set annual percentage yields, CDs are a low-risk addition ...

Today, many individuals are looking for easy and convenient ways to save money and invest in plans that don’t require too much money upfront. With financial and economic issues like inflation ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you looking to open ...

Learn how to open a Certificate of Deposit (CD) in easy steps. Compare providers, choose your CD type, submit an application, ...

American Express offers CDs with terms ranging from 11 months to five years, providing fairly competitive rates without a minimum deposit requirement. Amex’s 11-month CD earns 3.25% APY and made our ...

A CD account can be a great place to store money you don't need right away, as long as you avoid these mistakes.

Average yields for certificates of deposit with 48-month terms are down 10 basis points in the past year to just 1.26% APY, according to the latest government data. That said, some banks and credit ...

A certificate of deposit is a type of savings account that earns interest for a set time frame, known as a term. The term is the length of time you agree to leave your money deposited in the CD. Read ...