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If your Medicare Advantage plan is ending, you don't lose Medicare. You drop back to traditional Medicare. What you need to think about is Medigap. Traditional Medicare Part B leaves you with 20% coinsurance on outpatient care, with no cap. Medigap covers that gap, but it is underwritten by insurance companies, and if you wait until you're sick it can be very hard to get. The good news: when your Advantage plan ends, you get an enrollment window. Use it to get traditional Medicare and coverage f
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